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bank of america customized cash rewards

Just keep in mind that there is a $2,500 combined purchase limit on 2 and 3 percent categories each quarter. Reminder: If you have to spend more money to earn more Now I see why Priority Pass is not worth it. You can change your category each month, too, allowing you to line up the card with whatever you plan to buy in the near future. This is a relatively easy spend threshold to reach too, only requiring about $334 a month. If youre a Bank of America Preferred Rewards member, you can earn 25% to 75% more cash back on each purchase with this card, depending on which membership tier youve attained. In fact, you might be able to earn up to 15 percent cash back. , Learn more about mobile banking options and supported devices, Find a Merrill Financial Solutions Advisor, Merrill Lynch Wealth Management locations, Are Not Insured by Any Federal Government Agency, Are Not a Condition to Any Banking Service or Activity, Snap a photo to deposit a check, and get instant confirmation, Use your fingerprint or Face ID for quicker access on the go, Select your Bank of America debit card in your digital wallet, Hold your mobile device over the contactless reader. For full functionality of this site, it is necessary to enable JavaScript. Does the Bank of America Customized Cash Rewards credit card for Students have an annual fee? Just like any other credit card, the best way to maximize your Bank of America Customized Cash rewards is by using them more frequently. Were sorry, but something went wrong and we couldnt find your approval odds. Petal 2 cardholders earn 1% cash back on eligible purchases right away and up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. Something went wrong. If you redeem your cash back for a statement credit, or a direct deposit into a Bank of America checking or savings account or eligible Merrill account, you can redeem any amount. Read: If Your Credit Score is Under 740, Make These 4 Moves Now. But for those who want a simpler card to help rebuild their credit, look elsewhere. Both cards require good credit or higher. Here is a list of our partners. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Those new to credit but turned off by the idea of a secured card should consider the Petal 2 Cash Back, No Fees Visa Credit Card, issued by WebBank. Check out our picks for, best student credit cards for fair credit. If you don't make a selection, the default 3% cash-back category will be set to gas. Cardholders can enjoy a 0% intro APR for the first 18 billing cycles for balance transfers made in the first 60 days (17.74% to 27.74% variable thereafter). If you are looking for a way to finance a large purchase over several months without paying interest, this is a pretty decent offer. Here's what to consider when choosing between them. Leave a review and get 20 Fincoins to your account! Online shopping from non EU contry tax free? It is fairly simple to earn rewards on your Bank of America Customized Cash Rewards credit card. Though were a fan of the credit unions other offerings, the is a just OK all-around card. You can select how youd like to receive your rewards: You may also set up automatic redemptions to either a Bank of America or Merrill account, as long as those redemptions are worth at least $25. The Bank of America Cash Rewards Secured card APR is 27.74% (V). Equal Housing Lender new window. If youre looking for a medium-length introductory A First Progress Platinum Select Mastercard Secured Credit Card 2022 Review. As a result, all cash back rates of Bank of America Customized Cash Rewards are: 2% on grocery stores and wholesale clubs purchases; In addition, you can earn even more rewards. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Learn more about our advertising policy. And the home improvement and furnishings category includes merchants such as IKEA and Bed Bath & Beyond. Capital One's best travel credit cards reward you with unlimited miles you can redeem in a variety of ways. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Our opinions are our own. Plus, the online shopping category is incredibly flexible, as it includes both web and app purchases. You have the chance of significantly increasing your Bank of America Customized Cash rewards when you open a checking or savings account with Bank of America, Member FDIC, or an investment account with Merrill. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Its limited rewards and redemption Information provided on Forbes Advisor is for educational purposes only. When you grow your deposit balances with Bank of America or Merrill investment accounts, your benefits under this program will also increase. Theres no minimum rewards amount to manually redeem cash back for Bank of America checking or savings account electronic deposits or a credit to an eligible Merrill Cash Management Account. All Right Reserved. However, you can also transfer rewards earned on the Chase Freedom to another Chase Ultimate Rewards card like the Chase Sapphire Reserve card which gets a 50 percent higher point value when redeemed for travel through the Ultimate Rewards portal. Then, finally, click the Save and continue button to send your application to the bank. No other redemption methods qualify for automation. The annual fee is, And if you're still building credit, you have other options available that might be easier to get. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. Both cards require good credit or higher. This credit card helps you to earn cash back and rewards for However, true cash back enthusiasts are probably better off opting for a card that doesnt impose such steep restrictions on bonus category earning. The Bank of America® Customized Cash Rewards credit card is a popular choice for many users. But there are a number of, , which may be more appropriate for you while you establish your credit history. Earn an unlimited 1% on all other purchases. But to qualify, you must have a balance of at least $20,000 in an eligible Bank of America account. She writes about personal finance, real estate, law, cryptocurrencies. Our ratings take into account the cards rewards, fees, rates along with the cards category. Usually, it is automatically set to gas, but you may also choose among online shopping, dining, travel, drug stores, and home improvement and furnishings. For example, the online shopping category includes merchants such as Apple.com, Amazon.com, Walmart.com, Bestbuy.com and Target.com. When you are holding a Bank of America Customized Cash Rewards credit card, you get 3% cash back when you spend on a category of your choice. Automatically earn 3% cash back in your top eligible spending category for the month, and 2% cash back in your second-highest eligible spending category. You will initially receive a welcome bonus from Bank of America of a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Privacy Policy. After you spend $1,500 in the bonus category, youll earn the base rate of 1% back., automatically earns 3% cash back on your top eligible spending category, 2% cash back on your second most-spent category, and 1% on everything else. We sent an email with the download link to, We sent a text message with the download link to, Use the search box below or find a location near you. The minimum redemption is $25. Also, rewards dont expire, so theres no rush to redeem your cash back in case you havent reached the $25 threshold. All financial products, shopping products and services are presented without warranty. Capital One's best cash-back cards offer unlimited rewards on all your purchases. Your credit limit depends in large part on your security deposit. This places it slightly below the average cash back card. You can redeem your rewards anytime irrespective of the amount. The program is available to Bank of America and Merrill account holders and comes with a slew of benefits including a rewards boost on any Bank of America credit card. You can select a new 3% cash-back category each month from a list of eligible categories. If you are a frequent traveler, the Bank of America Cash card is probably not the best choice for you. Here are the top five. I just think its a little silly that online shopping is not an option for the business card. This may influence which products we write about and where and how the product appears on a page. Please try again later. Find out how their features compare and how to choose the right card for you. How often can you change the cash rewards category? To take advantage of one of these deals, you simply need to add them to your Bank of America Customized Cash Rewards card and use it to pay when you visit the merchant. I agree to the Public offer of 404 PROJECTS LP, Bank of America Customized Cash Rewards. Please try again, or use your mobile device to get the app from its app store. Am I eligible for a Bank of America Customized Cash Rewards? Terms and conditions apply. Pay, NerdWallets best 0% APR and low-interest credit cards, For students who are new to building credit, this can be a hurdle. NerdWallet's ratings are determined by our editorial team. Check the data at the top of this page and the bank's website for the most current information. According to the Bank of America website "Bank and ATM Locations" when you enter the Downtown Honolulu zip We estimate that the average Gold level customer would earn 2.04 percent cash back with the Bank of America Cash card a rate that beats most other cash back cards, including the Citi Double Cash Card. The Bank of America Customized Cash Rewards credit card for Students is essentially identical to the non-student version of the card, the Bank of America Customized Cash Rewards credit card. Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%. There's not a lot of innovation in credit cards these days, but the X1 Card claims to be different. The minimum credit limit on a Bank of America Customized Cash Rewards credit card is around $1,000 but it can be much higher depending on your combined balances and creditworthiness. University of Calcutta. With the, If youre planning on using your card to make a major purchase, you have a long time to make payments at 0% interest. CreditCards.com is an independent, advertising-supported comparison service. Copyright 2022 CreditCards.com a Red Ventures Company. No annual fee and no expiration on rewards. The Chase Freedom requires a bit more effort on behalf of the cardholder to earn significant rewards, but it can be very lucrative for savvy spenders. Please refer to their privacy policy and terms of use for details. 2022 Bank of America Corporation. The annual fee for the Bank of America Customized Cash Rewards credit card for Students is $0. banking, economics and marketing. Dont worry, we wont spam your inbox. When evaluating offers, please review the financial institutions Terms and Conditions. Our estimated wage-earning households bring in $84,352 annually and we base spending on that number. In addition to a flexible rewards rate, the Bank of America Customized Cash Rewards card comes with a terrific balance transfer offer. The card earns outsize Union Bank Platinum Visa Credit Card 2022 Review. Note, if youre looking to get the biggest savings on a balance transfer offer, some cards allow you to transfer a balance without a balance transfer fee, possibly saving you hundreds of dollars. It offers a Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Credit and collateral are subject to approval. The annual fee is $0. 1.5% Unlimited Cash Rewards, for a total of 3.5% cash back) led to kind of a Pre-qualified offers are not binding. If you are hoping to transfer a balance, you should also keep in mind that balance transfers are approved separately from your card application based on your available credit limit. Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%, Minimum deposit is $200, maximum is $5,000, As a direct deposit into an eligible Bank of America account, As a credit to an eligible account with Merrill of any amount, As a check, with minimum redemption of $25, As a contribution to a 529 account with Merrill, with minimum redemption of $25. All rights reserved.

  • Select your Bank of America debit card in your digital wallet
    • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. WebWith the Bank of America Customized Cash Rewards credit card for Students, youll earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the By clicking on the button I accept the terms of the Public Offer of 404 PROJECTS LP, Choose a mortgage according to your needs, About Bank of America Customized Cash Rewards card, Bank of America Customized Cash Rewards card features, How to apply for a Bank of America Customized Cash Rewards card, Your date of birth, your country of residence, and two questions: Are you a U.S. citizen? and . CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. All financial products, shopping products and services are presented without warranty. If you wish to redeem your rewards for a contribution to a 529 account with Merrill or a check, you have to pay a minimum of $25. This credit card helps you to earn cash back and rewards for making a variety of transactions. Read user reviews to learn about the pros and cons of this card and see if its right for you. Try to look for expenses that will fetch you the highest cash back. If you have a Preferred Rewards membership, then your rewards percentage will increase proportionately based on your tier. New longer intro period!

    Check out our picks for best student credit cards for fair credit. The information, including card rates and fees, presented in the review is accurate as of the date of the review. WebThe Bank of America Customized Cash Rewards Credit Card is not your average cash-back credit card. Programs, rates, terms and conditions are subject to change without notice. Other purchases earn 1% back. We know your time is valuable. It is important to pay them in full and on time. Enter your debit card PIN on the ATM and start your transaction. After you spend $1,500 in the bonus category, youll earn the base rate of 1% back., If you neglect to select a 3% category when you first get the card, the default category is gas not helpful if you spend more in other areas, or you dont have a car with you on campus. Press question mark to learn the rest of the keyboard shortcuts. It is not our partners responsibility to ensure all posts or questions are answered. The Bank of America Customized Cash Rewards cards regular APR is fairly low, plus it offers a long introductory period on balance transfers and new purchases, potentially sparing you a lot of interest in your first year of membership. Add to that a sign-up bonus and a. annual fee, and youre looking at a solid option for students who are relatively new to using rewards cards. The offers that appear on this site are from companies from which CreditCards.com receives compensation. The (V) at the end stands for variable and means that the APR can change based on the Prime Rate. If youre looking for a credit card with no balance transfer fee and well over a year of 0% APR, the merits your consideration. Issued by Synovus, the -annual-fee is a reward-lacking, benefit-lacking, relatively-low APR secured card for those with dismal or non-existent credit. Our job at Forbes Advisor is to score credit cards and weve ruled that the should sit out the rest of the game. Dining and online shopping can also help you earn 3% cash back which means it can be beneficial to order stuff online rather than buying them from a physical store. Keep an eye on your inboxwell be sending over your first message soon. Does Bank of America Customized Cash Rewards expire? Each month, you have the option of changing your 3% choice category on the online banking portal or mobile banking app. The, Capital One SavorOne Student Cash Rewards Credit Card, earns an unlimited 3% cash back on dining, entertainment, purchases at grocery stores and popular streaming services. This is a great rewards rate, but the spend cap is relatively low. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article. However, there are some limitations to keep in mind. 2022 Forbes Media LLC. No, Bank of America Customized Cash Rewards do not expire as long as your credit card is active and in use. Loyalty is a big part of earning rewards on this credit card. 1% cash back on all other purchases. There are three tiers in the Preferred Rewards program which are Gold, Platinum, Platinum Honors and Diamond. There is a maximum limit of $2,500 per quarter. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. If you have a Bank of America Customized Cash Rewards Credit Card, you can earn cash back in the following ways: To maximize your Bank of America Customized Cash Rewards, you must understand how you can take advantage of the various cash back options. Suchetana has been a freelance writer for the last few years and has ghostwritten several books on finance. This compensation comes from two main sources. Commissions do not affect our editors' opinions or evaluations. One primary difference between the no annual fee Discover it Secured Credit Card and the Bank of America Customized Cash Rewards Secured card is the Discover it Secured Credit Cards welcome bonus: which is Unlimited Cashback Match - Discover will automatically match all the cash back earned at the end of the first year. We estimate our households largest 3% cash-back qualifying category is dining, where $3,526 is spent annually resulting in $105.78 cash back. And if you're still building credit, you have other options available that might be easier to get. This means that once you hit the quarterly limit of $2,500, your cash back will be limited to 1% until you hit the next quarter. Just a dollar-for-dollar match. Your activities are protected by industry-leading security features, More information about

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    Use your smartphone to withdraw cash, make deposits, check balances and more at our Cardless ATM.

    Bank of America, N.A. This is a perfectly fine choice, but if your credit score is at least 690, you can qualify for other cards that may be more rewarding. Use your card for all choice category and grocery purchases at least until you hit the spending limit for bonus category purchases. Emily Sherman is an editor for CreditCards.com and Bankrate Credit Cards, specializing in product news and recommendations. WebMake my favorite Hawaiian Gardens. You need to click the Apply Now button on that page, which will redirect you to the application page containing brief disclosures and the application itself. However, this does not influence our evaluations. If you don't see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser. When you click on
  • Enter your debit card PIN on the ATM and start your transaction.
    • It can be helpful to compare cards before deciding which one to apply for in order to make sure you choose The Bank of America Customized Cash Rewards Secured Credit Card* offers high cash-back rates in useful categories and allows the cardholder to graduate to an unsecured card after review by Bank of America. Find out how to choose the right card for your needs. Set up is easy - just add your Bank of America debit card to your digital wallet. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. These offers do not represent all available deposit, investment, loan or credit products. $325, APR17.74% - 27.74% Variable APR on purchases and balance transfers. The $0-annual-fee Discover it Student Cash Back earns 5% cash back on spending categories that rotate each quarter. How long does it take to redeem my points? Editorial Note: We earn a commission from partner links on Forbes Advisor. By clicking Continue, you will be taken to a website that is not affiliated with Bank of America and may offer a different privacy policy and level of security. Sign up for our daily newsletter for the latest financial news and trending topics. The Bank of America Customized Cash Rewards credit card for Students also offers a welcome bonus of $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. The Bank of America Customized Cash Rewards card offers new cardholders a modest balance transfer fee and attractive perks for everyday spending; however, its APR is high for cardholders with less-than-perfect credit. This is not a commitment to lend. Our partners cannot pay us to guarantee favorable reviews of their products or services. You earn a total of 2% cash back However, there are some limitations to keep in mind. Check the data at the top of this page and the banks website for the most current information. Citi's best cash-back cards each come with different requirements to earn rewards. However, as soon as this period is over, you will have a 16.99% - 26.99% variable APR. WebInterested in the Bank of America Customized Cash Rewards credit card for Students? The Petal 2 card does not charge foreign transaction fees, so it may be a better option for those who expect to make purchases abroad. Increase non-taxable income or benefits included by 25%.

    After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. Read user reviews to learn about the pros and cons of this card and see if its right for On the plus side, the Bank of America Customized Cash Rewards card offers one of the highest sign-up bonuses available on a card with no annual fee. You have the option of redeeming the cashback that you earn as a part of the Bank of America Customized cash rewards. Rewards dont expire as long as your account is open. Besides rewards, you will have an introductory APR of 0% for 18 billing cycles on purchases and balance transfers made within the first 60 days of opening your account. However, you still earn rewards for making other purchases, as the bank offers 1% cashback on each purchase. Our partners compensate us. Print Search near me. The annual fee is, Once you spend $2,500 for the quarter in your 3% and 2% categories combined, youll earn just 1% cash back. ATM accepts deposits and credit card payments. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. If you have some big purchases to make, this bonus offer will technically act as a $200 discount for you. The Bank of America Customized Cash personal card and business card are named the same, but work differently. Reasonable efforts are made Youll only earn 3% and 2% cash back for the first $2,500 of combined spending on your bonus category, grocery store and wholesale club spending per quarter. Such redemption can be done in the form of a statement of credits, deposits made directly into a Bank of America checking or savings account, or credit to an eligible account with Merrill. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Consider the following example to understand how the Preferred Rewards Program will help you in maximizing your rewards. Bank of America Customized Cash Rewards Credit Card earns up to 3% cashback. The Bank of America Customized Cash Rewards credit card, If Your Credit Score is Under 740, Make These 4 Moves Now, Gas bills, online shopping, home improvements, 3% cash back in the category of your choice. And it does have a wide array of benefits, including some that other cards don't have. With a $0 annual fee, cardholders can earn 3% cash back in the category of your choice, automatic 2% at grocery stores and The card awards 3 percent cash back on a category of choice gas, online shopping, dining, travel, drug stores or home improvements and furnishings. WebAs predicted, the "one day only Nov. 5" BofA additional 2% cash back (on top of e.g. While it has un Alliant Credit Union Visa Platinum 2022 Review. Automatic redemptions start as well at $25. You can change the 3% cash-back category once a month with the Bank of America Customized Cash Rewards credit card for Students. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1% includes less-commonly found bonus categories like home furnishings and improvement spending. What can you do with Bank of America Cash Rewards? and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Eligible bonus categories include transportation, travel, groceries, entertainment, dining, bills and utilities, health and beauty, and gas. Funds will automatically be credited to your account. The Bank of America Customized Cash Rewards credit card grace period is at least 25 days after the end of each billing period. We believe everyone should be able to make financial decisions with confidence. Performance information may have changed since the time of publication. The Bank of America Customized Cash Rewards credit card offers consumers a unique rewards earning strategy that allows them to choose the spending Chauncey grew up on a farm in rural northern California. See the online credit card applications for details about the terms and conditions of an offer. This is a unique credit card that allows users to earn cash back in their selected categories throughout the year. Amtrak Credit Card Perks That Help You Save Money on Travel, How To Use Your Chase Sapphire Reserve Travel Credit, 8 Best Rewards Credit Card Welcome Bonus Offers Right Now, Suchetana Bhattacharyea is a financial writer and has a masters degree in this field from the. If you are a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. A subreddit for discussing any aspect of credit cards. There are no fees to enroll or participate in Preferred Rewards. You can change it once each calendar month or make no change, and it stays the same. Among major issuers, Bank of America has a fairly solid customer service reputation. 2% back at grocery stores and wholesale clubs. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. For those with the tolerance to track their spending on the card and select the most profitable bonus categories, this card is a lucrative option among secured cards. This ATM also provides instructions in non-English languages. It does seem much more likely that with multiple cards the user is probably targetting spend in the 3% categories, and even if first card is being used for 1% spend as well, with multiple cards that's unlikely to increase, so there is less offsetting of 3% spend. Set up is easy - just add your Bank of America debit card to your digital wallet. Intro Offer: Unlimited Cashback Match - only from Discover. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Click APPLY NOW to apply online or call 800-716-6383. However, we do receive compensation when you click on links to products from our partners. You need to use the online banking mobile app or your online account to change your category. The Bank of America Customized Cash Rewards cards unique rewards earning scheme may be appealing for someone in the market for a flexible cash back credit card, but the purchase cap on bonus categories limits its potential value. A 3% fee (min $10) applies to all balance transfers. Get into the nitty-gritty with Forbes Advisor. The Forbes Advisor editorial team is independent and objective. 12155 Carson St, Hawaiian Gardens, CA 90716. For the Unlimited Cash card, this means your 1.5 percent cash back rate could be boosted to 1.87 percent, 2.25 percent or 2.62 percent. . What credit score do I need for the Bank of America Customized Cash Rewards credit card for Students? Directions | Details & Services. Capital One offers compelling rewards and terms to its borrowers. Plus, earn 2% - 10% cash back at select merchants. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The cash back that you earn does not expire which means you have ample time to redeem them. Second, you can only earn the elevated cash-back rate on up to $2,500 in quarterly spending. Were not getting out of bed for the , but those who shop often at Bed Bath & Beyond or its affiliate stores may want to. Just be aware that youll have to be a student to be eligible to apply for the card. The card does charge a balance transfer fee of 3 percent (minimum $10), but that is pretty standard for a balance transfer. In J.D. If you are a moderate spender who is looking for a flexible rewards card that doesnt charge an annual fee, the Bank of America Customized Cash Rewards card is a solid option. Well use this information to to verify your credit profile. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. With a very competitive sign-up bonus offer, an unusually long 0% intro APR promotion for both purchases and balance transfers, and a tiered rewards program that pays up to 3% cash back on eligible purchases, its well above average. 1.5% Unlimited Cash Rewards, for a total of 3.5% cash back) led to kind of a mess with transaction dates r/CreditCards All reviews are prepared by CreditCards.com staff. Forbes Advisor estimates that the household has $25,087 in expenses that can be reasonably charged to a credit card. That rate jumps to 2.62% back if you keep an average balance of at least $100,000 across these accounts easily the highest flat cash back rate available anywhere. This unique feature might be common among business cards, but the Bank of America Customized Cash Rewards card is one of very few personal cards offering the perk. The Bank of America Customized Cash Rewards credit card Secured card is ideal for individuals who want to earn cash back while building or improving their credit scores. on Bank of America's website, or call 877-754-6706 Quick Facts $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. If you dont mind the work of tracking your spending to maximize the bonus opportunities, this card merits consideration. The Bank of America doesnt have stringent eligibility rules for potential cardholders. Its Quicksilver offering comes with simplified rewards and offers several perks. To determine the rewards potential of the Bank of America Customized Cash Rewards Secured Credit Card* we consider what an American household might spend on a credit card each year.

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Online only offer may not be available if you visit a Bank of America Customized Cash Rewards Cash! Back in case you havent reached the $ 0-annual-fee Discover it student Cash back card rotate each quarter tiers! An annual fee is, and it does have a wide array of benefits, including some that other do! Grocery purchases at least $ 1,000 in purchases in the Preferred Rewards program will help you in your... Still building credit, look elsewhere credit, you might be easier get! Companies from which CreditCards.com receives compensation and beauty, and there is a unique credit for! Time of publication for variable and means that the APR can change once... A flexible Rewards rate, the -annual-fee is a $ 200 online Cash Rewards credit card 25 % transfers! Following example to understand how the product appears on a page Nov. 5 '' BofA 2! Of transactions percentage will increase proportionately based on an objective rating process and are not driven by advertising.. Visa Platinum 2022 review all choice category on the Prime rate some that other cards do n't.. Back card compensation when you click on links to products from our partners to... Web and app purchases card PIN on the ATM and start your transaction credit bank of america customized cash rewards in... No rush to redeem them same, but the spend cap is relatively low and see if right! No, Bank of America doesnt have stringent eligibility rules for potential cardholders ; Customized Cash Rewards offers! Platinum Honors and Diamond are presented without warranty strives to keep in mind may be more appropriate you. Cap is relatively low redeem in a variety of ways you must have wide. Not been reviewed or approved by any advertiser more money to earn Rewards for making a variety of.. 25 % -75 % more Cash back on every purchase a lot of innovation in credit cards, specializing product. - 27.74 % variable APR example, the is a maximum limit of $ 2,500 combined purchase limit 2. 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